Training on Payments, Digital Currencies, and Cashless Economies

This UPHILOS Payments, Digital Currencies, and Cashless Economies training course simplifies understanding the cashless economy. Fintech has become a buzzword, describing financial innovations enabled by the internet and smartphones since the 2008 financial crisis. Advances in AI, cryptography, and blockchain are reshaping financial services, presenting both opportunities and challenges for consumers, service providers, and regulators. As blockchain interest grows, companies face decisions, challenges, and legal issues related to its adoption, particularly beneficial to the financial services industry.

Course Highlights

• FinTech Evolvements: Explore the latest in FinTech and Distributed Ledger Technology.
• Regulatory Insights: Navigate regulations and laws affecting digital currencies.
• Digital Economy: Understand the transition to cashless economies.
• Crowdfunding Platforms: Learn about types and regulations.
• Smart Contracts: Gain skills in designing and implementing effective smart contracts.

Objectives

By the end of this course, participants will be able to:

• Understand DLT: Grasp the foundations of Distributed Ledger Technology.
• Differentiate Blockchain Types: Identify various blockchain platforms.
• Analyze Token Platforms: Evaluate and apply wallet controls.
• Design Smart Contracts: Create effective smart contracts.
• Navigate Legal Frameworks: Understand regulations governing digital currencies.
• Learn ICO Processes: Explore Initial Coin Offerings.

Training Methodology

This course offers a foundation for learning through discussions, case studies, and exercises, designed to be straightforward and engaging, encouraging critical thinking.

Organizational Impact

Organizations will gain:

• Insights into FinTech developments and regulatory challenges.
• Understanding of PSD2 and its implications.
• Knowledge of crypto asset characteristics and associated risks.
• Strategies for managing blockchain's legal and regulatory challenges.

Personal Impact

Participants will:

• Understand key legal issues with smart contracts.
• Recognize disputes in blockchain transactions.
• Identify cyber threats in the financial sector and mitigation methods.

Who Should Attend?

This course is beneficial for professionals such as:

• Bankers
• Insurers
• Banking & Finance Experts
• Chief Information Officers
• Chief Operations Officers
• Chief Compliance Officers
• Trade and Global Markets Chiefs

Course Outline

Module 1: What Precisely is Fintech and What Problems Does It Solve?

• FinTech Law and Regulation
• AI, Machine Learning, and Blockchain

Module 2: New Payments Landscape

• Regulator Responses and Open Banking
• PSD2, Customer Consent, and Authentication

Module 3: Alternative Financing: Crowdfunding Platform

• Types and Governance of Crowdfunding
• Regulatory Needs and Investor Protection

Module 4: Crypto Assets and Initial Coin Offerings & Blockchain

• Regulation and Legal Status of Crypto Assets
• Blockchain Applications in Financial Services

Module 5: Smart Contracts & Liability on Distributed Ledgers

• Legally Binding Smart Contracts
• Dispute Resolution in Blockchain Ecosystems

Certification

Upon successful completion, participants will receive the prestigious Uphilos Certificate. This certification validates your expertise in digital currencies and cashless economies, enhancing your professional credibility in the evolving financial landscape.